Bringing the Economy Home

More Idahoans Are Paying Their Mortgages


Click on the image above to see the full map.

The national mortgage delinquency rate went down in the first quarter of this year.  It’s an indication of economic improvement, and Idaho beat the national average.

The mortgage delinquency rate is a measure of how many borrowers are more than two months past due on their home loan payments.  According to credit bureau TransUnion, the national rate fell to 5.78 percent in the first three months of this year.  It’s the lowest delinquency rate the country has seen since 2009.

Idaho has shown greater progress.  Its rate has fallen by 12 percent over the last year, one of the best rates of improvement in the nation.  Idaho’s 4.3 percent delinquency rate puts it in the middle of the pack among states.

These are all good signs, but a TransUnion analyst points out the national rate is still three times its pre-recession norm.

Florida and Nevada posted the country’s highest mortgage delinquency rates.  North and South Dakota’s rates were the best in the nation.


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