{"id":15544,"date":"2013-02-05T16:42:47","date_gmt":"2013-02-05T23:42:47","guid":{"rendered":"http:\/\/stateimpact.npr.org\/idaho\/?p=15544"},"modified":"2013-02-05T17:01:14","modified_gmt":"2013-02-06T00:01:14","slug":"the-ideological-tug-of-war-continues-over-creating-an-idaho-health-insurance-exchange","status":"publish","type":"post","link":"https:\/\/stateimpact.npr.org\/idaho\/2013\/02\/05\/the-ideological-tug-of-war-continues-over-creating-an-idaho-health-insurance-exchange\/","title":{"rendered":"The Ideological Tug-Of-War Continues Over Creating An Idaho Health Insurance Exchange"},"content":{"rendered":"<div id=\"attachment_15547\"  class=\"wp-caption module image right\" style=\"max-width: 300px;\"><a class=\"fancybox\" title=\"\" href=\"http:\/\/stateimpact.npr.org\/idaho\/files\/2013\/02\/2-5-Health-Exchange-Hearing.jpg\" rel=\"\"><img decoding=\"async\" loading=\"lazy\" class=\"size-medium wp-image-15547\" title=\"2-5 Health Exchange Hearing\" src=\"http:\/\/stateimpact.npr.org\/idaho\/files\/2013\/02\/2-5-Health-Exchange-Hearing-300x166.jpg\" alt=\"\" width=\"300\" height=\"166\" srcset=\"https:\/\/stateimpact.npr.org\/idaho\/files\/2013\/02\/2-5-Health-Exchange-Hearing-300x166.jpg 300w, https:\/\/stateimpact.npr.org\/idaho\/files\/2013\/02\/2-5-Health-Exchange-Hearing.jpg 475w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><p class=\"wp-media-credit\">Idaho Public Television Screenshot<\/p><p class=\"wp-caption-text\"> <\/p><\/div>\n<p>The debate among Idaho lawmakers started in earnest today over whether the state should create its own <a title=\"Idaho\u2019s Health Insurance Exchange Debate\" href=\"http:\/\/stateimpact.npr.org\/idaho\/topic\/health-insurance-exchange\/\" target=\"_blank\">health insurance exchange<\/a>.<\/p>\n<p>At its heart, the debate is an ideological one: does Idaho work within the confines of the federal health care law to establish its own exchange? Or, does Idaho continue to fight the law and reject the exchange, defaulting to a marketplace run by the federal government?<\/p>\n<p>The Otter administration is pushing for the first option. Even though the governor has opposed, what he and others call Obamacare in the past, he supports creating a state-based exchange so Idaho has as much control possible over the online marketplace to purchase insurance.<!--more--><\/p>\n<div class=\"related-content alignleft\"><h4 class=\"related-header\">Related<\/h4><div class=\"links\"><h5>Posts<\/h5><ul><li class=\"link\"><a href=\"http:\/\/stateimpact.npr.org\/idaho\/2012\/12\/18\/idaho-joins-minority-in-opting-for-state-based-health-exchange\/\">Idaho Joins Minority In Opting For State-Based Health Exchange<\/a><\/li><li class=\"link\"><a href=\"http:\/\/stateimpact.npr.org\/idaho\/2013\/01\/03\/federal-government-gives-initial-approval-to-idahos-health-insurance-exchange\/\">Federal Government Gives Initial Approval To Idaho&#8217;s Health Insurance Exchange<\/a><\/li><li class=\"link\"><a href=\"http:\/\/stateimpact.npr.org\/idaho\/2013\/02\/04\/lobbying-efforts-heat-up-as-idahos-health-insurance-exchange-hearing-scheduled\/\">Lobbying Efforts Heat Up As Idaho&#8217;s Health Insurance Exchange Hearing Is Scheduled<\/a><\/li><\/ul><\/div><div class=\"topics\"><h5>Topics<\/h5><p class=\"topic\"><img class=\"alignleft\" src=\"http:\/\/stateimpact.npr.org\/idaho\/files\/2012\/09\/Stethescope-and-Chart.jpg\" height=\"60\" width=\"60\" \/><a href=\"http:\/\/stateimpact.npr.org\/idaho\/topic\/health-insurance-exchange\/\">Idaho&#8217;s Health Insurance Exchange Debate<\/a><\/p><\/div><\/div>\n<p>Gov. C.L. &#8220;Butch&#8221; Otter&#8217;s chief of staff David Hensley told lawmakers, &#8220;Do we want in on the ground floor? Or do we want to inherit what the federal government sets up for the state of Idaho?&#8221;<\/p>\n<p>Hensley told the Senate Commerce and Human Resources Committee the administration estimates 278,800 Idahoans <a href=\"http:\/\/stateimpact.npr.org\/idaho\/2012\/08\/29\/idahos-uninsured-rural-counties-post-highest-rates\/\" target=\"_blank\">don&#8217;t have health insurance<\/a>. That&#8217;s just under 20 percent of the population.<\/p>\n<p>\u201cIf we can help it, we don\u2019t want to leave those individuals and small businesses at the mercy of the federal government,&#8221; Hensley says. &#8220;Even with the restrictions of Obamacare, we know we can do a better job at this than the feds.\u201d<\/p>\n<p>The Otter administration estimates it will cost $20 million to start an Idaho-based exchange, which will be paid for through a federal grant. The ongoing, annual cost is estimated at $10 million.<\/p>\n<p>Hensley told lawmakers their plan is to charge members of the exchange a &#8220;premium fee.&#8221; That could be monthly fee of $4.80, which amounts to an annual cost of $57.60. A <em>federal<\/em> exchange, says Hensley, would charge monthly fees, on average, of $13.55, or $162.60 a year.<\/p>\n<p>&#8220;If we can save Idahoans money, which we believe we can by operating this in a more efficient manner, we should,&#8221; says Hensley.<\/p>\n<p>The head of the group leading the opposition to a state-based health insurance exchange doesn&#8217;t dispute that Idaho would save money if it created its own marketplace. But the conservative lobby group Idaho Freedom Foundation&#8217;s executive director Wayne Hoffman says it&#8217;s not about the money.<\/p>\n<p>\u201cYou\u2019re implementing a form of phony federalism that will hurt your constituents in the long run,\u201d says Hoffman.<\/p>\n<p>Hoffman has long been an outspoken critic of the federal health care law, and has urged the state to reject all aspects of it. When it comes to the health insurance exchange, Hoffman says state control is an anomaly. He says an Idaho-based exchange won&#8217;t give the state a seat at the table with the federal government, because there is no table. &#8220;The federal government sets the rules, and you comply with it,&#8221; Hoffman says.<\/p>\n<p>According to the <a href=\"http:\/\/www.statehealthfacts.org\/comparemaptable.jsp?ind=962&amp;cat=17\" target=\"_blank\">Kaiser Family Foundation<\/a>, 19 states, including Idaho, have declared intent to build a state-based exchange, while 25 have defaulted to a federal exchange and seven are planning a state-federal partnership exchange.<\/p>\n<p>Sen. Todd Lakey (R-Nampa) asked Hoffman if<del><strong><\/strong><\/del><strong> <\/strong>there would be a benefit to the state creating an exchange now, seeing how it works over the next year, and then possibly transitioning to a partnership or a federal exchange if things aren&#8217;t going as planned.<\/p>\n<p>That&#8217;s an option &#8212; states can switch &#8212; but Hoffman is skeptical of <del><\/del>that route.<\/p>\n<p>&#8220;But that&#8217;s also true of <a title=\"An Essential Guide to Idaho\u2019s Medicaid Program\" href=\"http:\/\/stateimpact.npr.org\/idaho\/topic\/medicaid\/\" target=\"_blank\">Medicaid<\/a>, and <a title=\"Understanding Food Stamp Use in Idaho\" href=\"http:\/\/stateimpact.npr.org\/idaho\/topic\/food-stamps\/\" target=\"_blank\">food stamps<\/a>, and all the other entitlement programs you&#8217;re administering that you wish you could get out of, but you can&#8217;t, because you have people who are determined to get that benefit or entitlement,&#8221; says Hoffman.<\/p>\n<p>During the question and answer segment, the Senators repeatedly tried to pin Hoffman down on state sovereignty.<\/p>\n<p>&#8220;Do we both agree on the general conservative concept, better the state than the feds on a vast majority of things?&#8221; asked Sen. Lakey. &#8220;Why should we not be acting&#8230;like sovereign states?&#8221; asked Sen. Dean Cameron (R-Rupert).<\/p>\n<p>Hoffman said there is nothing about a state-based health exchange that protects state sovereignty. \u201cBusinesses already are at the mercy of the federal government.\u00a0 This doesn\u2019t shield them from anything,&#8221; he added. &#8220;You\u2019re helping implement the thing that is hurting Idahoans.\u201d<\/p>\n<p>For more than an hour, lawmakers listened to Otter&#8217;s chief of staff David Hensley and the Freedom Foundation&#8217;s Hoffman, and asked them both a litany of questions. That left just 25 minutes for public comment. Six people were given three minutes each to speak. In the standing-room-only auditorium, that left a lot of people without time to weigh in.<\/p>\n<p>On Thursday, the panel will continue its hearing on the exchange, and it&#8217;s likely the full 90 minutes will be available to hear from the public.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The debate among Idaho lawmakers started in earnest today over whether the state should create its own health insurance exchange. At its heart, the debate is an ideological one: does Idaho work within the confines of the federal health care law to establish its own exchange? Or, does Idaho continue to fight the law and [&hellip;]<\/p>\n","protected":false},"author":40,"featured_media":15547,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[15],"tags":[210,27,119],"acf":[],"_links":{"self":[{"href":"https:\/\/stateimpact.npr.org\/idaho\/wp-json\/wp\/v2\/posts\/15544"}],"collection":[{"href":"https:\/\/stateimpact.npr.org\/idaho\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stateimpact.npr.org\/idaho\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stateimpact.npr.org\/idaho\/wp-json\/wp\/v2\/users\/40"}],"replies":[{"embeddable":true,"href":"https:\/\/stateimpact.npr.org\/idaho\/wp-json\/wp\/v2\/comments?post=15544"}],"version-history":[{"count":1,"href":"https:\/\/stateimpact.npr.org\/idaho\/wp-json\/wp\/v2\/posts\/15544\/revisions"}],"predecessor-version":[{"id":15554,"href":"https:\/\/stateimpact.npr.org\/idaho\/wp-json\/wp\/v2\/posts\/15544\/revisions\/15554"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/stateimpact.npr.org\/idaho\/wp-json\/wp\/v2\/media\/15547"}],"wp:attachment":[{"href":"https:\/\/stateimpact.npr.org\/idaho\/wp-json\/wp\/v2\/media?parent=15544"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stateimpact.npr.org\/idaho\/wp-json\/wp\/v2\/categories?post=15544"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stateimpact.npr.org\/idaho\/wp-json\/wp\/v2\/tags?post=15544"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}